Commercial Banker I Job
Location: Fircrest Washington
Description: First Citizens Bank is currently interviewing Commercial Banker I Job right now, this occupation will be placed in Washington. For complete informations about this occupation opportunity please give attention to these descriptions. Commercial Banker I
Job ID #: 20188 Location: WA-Fircrest Functional Area: Banking - Sales Employment Type: Full-Time Exempt Education Required: High School Diploma Experience Required: 10 or more years Days and Hours: Monday - Friday Physical Address: 1902 64th Avenue West, Fircrest, WA Department Name: Banking
Position Description
Supports the Bank’s mission through effective sales and service, targeted business development efforts and community involvement. The Commercial Banker (CB) is responsible for developing and managing commercial banking relationships in accordance with FCB’s core values and prescribed sales process in the Fircrest, WA area. Primary focus is on loan and deposit production and fee income generation. The position manages a large portfolio of commercial relationships and serves as the primary contact for borrowing needs while engaging bank partners to help provide business services to meet the customers’ full range of needs. The CB I generally targets commercial customers with loan needs greater than $1,500,000.
. Principal Accountabilities :
- Sales: Develop & implement a commercial banking sales plan to achieve monthly sales and profitability objectives outlined in the Bank’s sales program expectations. Identify needs and sell all bank products to broaden and deepen relationships with customers and prospects, adhering to the Bank’s prescribed sales process. Utilize bank sales tool. Develop and utilize centers of influence to help generate referrals.
- Portfolio Management: Manage a portfolio of larger, complex credits and provide financial solutions that address client needs. Maintain high level of product knowledge to enable the sale of lending, deposit and business services products, and the referral of retail and wealth products. Prepare credit packages for review and approval by credit partners. Perform credit analysis of financial data, write credit memos, recommend loan structure, pricing and packaging. Perform loan-servicing duties to ensure conformity with loan terms and conditions. Assist in collection of loan delinquencies in a timely manner. Interview loan applicants and originate loans for centralized approval. Recommend appropriate denied loans for exception approval.
- Risk Mitigation/Compliance: Monitor portfolio performance take action necessary to ensure compliance with goals/standards for watch list credits, charge offs, loan documentation exceptions, loan servicing expectations and CRA activity. Escalate problem loans as needed. Complete all required compliance and credit training and adhere to all compliance policy.
- Partnerships: Maintain a productive working relationship with Business Services partners and other corporate divisions, bringing sales partners into client relationships as needed to manage the total financial services relationship for our customers and prospects.
- Community: Represent the Bank in various civic and community functions to further enhance the Bank's image and development of additional business.
Basic Qualifications:
Bachelor Degree with a minimum of 6 years banking experience in business lending or credit or business development
- OR-
Additional Requirements:
Business development experience Financial analysis and credit underwriting skills
- .
If you were eligible to this occupation, please email us your resume, with salary requirements and a resume to First Citizens Bank.
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This occupation starts available on: Mon, 30 Jul 2012 20:42:46 GMT